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Responsible lending

Why We Are Different

  • Our Customers Come First

  • Treat Customers With Respect

  • Top Notch Professionalism

  • Less Than Perfect Credit Acceptable

  • Confidential & Secure Application

  • Quick Approval Process

  • No Hidden Charges or Extra Fees

  • No Collateral Required

  • Money Direct Deposited

  • Competitive Interest Rates

We care about our customers.

Shoreside Loans is committed to provide competitive products and make it easy for people to borrow money. We want you to understand that there are potential significant financial risks when borrowing money. Thus we urge you to use our loan products responsibly. Our products are not a solution for long-term financial health, but bridge a gap when you have found yourself in a cash crunch situation.

Here are a few tips for using our products responsibly:

  • Be aware that online short terms loans are real loans and must be paid back within the terms set out in your agreement.

  • Read all the terms of the online loan carefully before agreeing to the loan. We provide full disclosure of loan terms to customers and are available to answer any questions that you may have.

  • Online short term loans are like any other loan and come with a fee. If you must extend the amount of time in which you can pay back the loan, there may be additional fees that you will be required to pay.

  • Applying for an online loan requires you to submit personal information including your bank account information. Browse our website to ensure you feel comfortable with our privacy policy and our website’s protection and security of your personal information.

  • Never agree to credit terms you cannot afford. For example, do not borrow more money than you can repay in the allotted time frame.

  • Do not use short-term credit products as an unrealistic or long-term financial solution.

  • We ensure that our customers are making educated financial decisions by fully disclosing all loan terms in a clear and easy to understand.

  • Shoreside Loans business ethics:

    • Never engage in activities that are unfair, abusive or deceptive.

    • Protect every customer’s personal data with comprehensive website security and a privacy policy.

    • Provide customers with a copy of their loan document and our privacy policy and any information requested about their loan.

    • Do not engage in any false, misleading or deceptive marketing campaigns.

    • We ensure that payments are authorized and processed consistent with federal laws and that customers fully understand the options for sustained use of loans.

    • Always treat consumers with respect and use fair, professional and non-abusive collection practices. Never use unlawful threats, intimidation, or harassment to collect accounts.

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