What information we collect and how we use it?
We collect the following information from our visitors who wish to establish a business relationship with us.
Information provided on application such as your name, DOB, contact information, job history
Information related to your application such as data obtained from consumer credit reporting agencies that is needed to fulfill your request, such as obtaining a personal loan or payday loans.
Cookies and Web Stats
You can choose whether to accept cookies by changing the settings of your Internet browser. You can reset your browser to refuse all cookies, or allow your browser to show you when a cookie is being sent. If you choose not to accept these cookies, your experience at our site and other web sites may be diminished and some features may not work as intended.
We also track visitors to our website and collect traffic data. Traffic data is information that does not identify you personally but may include your IP address, ISP and other similar types of information that help us administer our site, and improve our service offerings. No personal information that identifies a visitor is revealed in the collection and use of traffic data. Other parties or marketing partners may collect personally identifiable information about an individual consumer’s online activities over time and across different Web sites when a consumer uses the Website.
Non-public personal information
This includes any information you provide to obtain a loan or financial product from SL. This type of information does not include information that is collected anonymously or for the purpose of tracking movement on our website. Data that is collected during the application process may include personal information such as:
Your name, date of birth and address;
Phone number and E-mail address;
Your place of employment, employer, length of time you worked there;
Information about your credit history with the appropriate consent;
U.S legal status such as citizenship or permanent resident (green card) status;
Loan purpose and loan amount;
Social security number;
Driver’s license number;
Bank account and routing number for ACH transfers;
This information is used to identify you, complete your requests for financial products such as loans and for customer service fulfillment.
Your options regarding the use of your information
You may opt-out of SLs email newsletter or messages by either unchecking the box next to newsletter or by clicking the “unsubscribe” button in the emails that you receive. When you unsubscribe, you will receive an e-mail confirming your decision to opt-out. If you wish to know or change any personal data we have on file, feel free to contact us at 866-834-2971.
SL reserves the right to disclose your non-public information, including your e-mail address without your consent:
To comply with Federal, State, or local laws, rules and other applicable legal requirements; or
To comply with a properly authorized civil, criminal, or regulatory investigation, or subpoena or summons by Federal, State, or local authorities; or
To respond to judicial process or government regulatory authorities having jurisdiction for examination, compliance, other purposes as authorized by law; or
To our service providers to verify the integrity of the information collected; or
To our affiliated business partners for accounting or marketing purposes.
Information for non-U.S. users and U.S. law
The laws and regulations of different countries and states impose different requirements on data protections and the use of the Internet. Shoreside Loans is located in California, in the United States of America. The laws of the State of California and, the United States of America, govern all matters relating to this website. If you provide information while using this website, you will be deemed to have authorized the transfer of your information to SL located in California.
Our affiliates and non-affiliated third-parties
Third parties whom we might share your information with include:
Vendors who assist in identifying fraud
SL urges you to review the privacy policies of every website you visit where you are required to disclose your NPPI to obtain a product or service.
Your use of this website
Notice to California Residents
California Civil Code Section 1798.83, also known as S.B. 27, allows California residents to request certain information regarding our disclosures in the prior calendar year, if any, of personally identifiable information to third parties for their own direct marketing purposes. To make such a request, please contact us at 1-424-500-2604 or write to us at 3807 Grandview Blvd. Mar Vista, CA 90066.
Protect and verify your identifying non-public personal information
SL urges you to take adequate precautions to protect your personal private information, both on and off the Internet. (To learn more go to: http://onguardonline.gov/index.html).
If you have questions or concerns regarding this policy, contact customer service by e-mail at email@example.com, or by mail. If you do not receive acknowledgment of your inquiry or your inquiry has not been satisfactorily addressed, you should then contact TRUSTe at http://www.truste.org/consumers/watchdog_complaint.php. TRUSTe will then serve as a liaison with the Web site to resolve your concerns.
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